ilmscore | Debt Consolidation Effectiveness Predictions
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Debt Consolidation Effectiveness

Topic
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Accuracy

Recent Predictions

Total: 2
Correct: 1
Incorrect: 0
Pending: 1
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The speaker argues that debt consolidation, especially at high interest rates, does not solve underlying behavioral issues and that the existence of late fees and interest charges indicate continued financial mismanagement.
"The only reason you are no longer acrewing interest on here is because you have a debt consolidation..."
Caleb Hammer Caleb Hammer
Sep 10, 2025
Correct
This Has Never Happe...
The speaker predicts that debt consolidation efforts are ineffective due to ongoing spending and reliance on parental financial support, leading to further debt.
"Consolidated a different one? It was the same time. It was an extra thing. This was the cash that sh..."
Caleb Hammer Caleb Hammer
May 30, 2025
Pending
You’re Going To Hate...